Principal Responsibilities



• The Community Development Lender (Commercial Loan Officer) will work with the Commercial Lending Team to originate small business and nonprofit loans from our Fayetteville regional office.



• The Lender will also be responsible for participating in general outreach programs to represent Self-Help among community development and small business networks.



• Ongoing responsibilities include marketing and analyzing small business and nonprofit loan requests, researching and preparing loan recommendations to the Credit Committee, monitoring loans originated, restructuring loans when appropriate.



• All lenders at Self-Help are expected to meet annual loan origination and delinquency goals.



Desired Qualifications



• The ideal candidate will have a financial background with a good understanding of balance sheet and income statement analysis. A college degree or comparable experience is essential.



• Four years experience in small business lending, assistance or management is desirable, with preference given to candidates with two years of secured lending experience.



• An advanced degree in business or a related field can substitute for lending experience.



• Strong written and verbal communications skills are necessary. Mastery of word processing and spreadsheet programs is required. Sensitivity to issues of low-wealth borrowers and a desire to work in a racially and socially diverse organization are essential.



• Teamwork and an interest in the development of co-workers are important Self-Help values. Spanish fluency is a plus.



Compensation



• Competitive non-profit salary based on experience, plus a generous benefits package that includes health insurance, flexible spending plan, retirement plan, paid maternity/paternity leave.



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